Based on default data, we compile analyses that specify the default risks of regions, industries and company or legal form size classes. We also provide portfolio-specific default analyses or analyses of rejected loan contracts to identify alpha / beta errors and conduct cut-off analyses to establish optimized decision limits.
On top of that, we determine multi-year probability of defaults in consideration of scoring and rating systems for determing of PD term structures.
Since the analyses can be individually customized, their results may inform risk control and risk management systems, sales and marketing activities or accounting operations / annual financial statements that comply with the requirements of IFRS / IAS.
The Creditreform RiskCheck delivers information about the specific structures, risks and developments within certain regions and/or industries.